Nick Repertorio Schedule a Call

SBA 7(a) Lending Data

Every SBA 7(a) loan approved from FY2020 through Mar 31, 2026 is included here, all 373,981 of them, straight from the SBA's loan database. Every figure recalculates instantly as you filter.

Explore the stories: Lender League Tables · Lending by State · What Borrowers Pay (Rates) · Credit Performance · Historical Trends (FY1991+)

Quick filters
Filter the data fiscal year · state · lender · industry · loan size & more
Approval Fiscal Year
Project State
Lender
Industry
Loan Size ($)
Min
Max
Term Length (months)
Min
Max
Loan Status Category
Fixed or Variable Rate
Lender State
Approval Month
Charge Off Fiscal Year
Subprogram
Processing Method
Franchise
Business Age

Portfolio at a Glance

Approved Loan Volume

$194.9B

Number of Loans

373,981

Median Loan Size

$192.8K

Disbursed % †

81.44%

Delinquent / Past Due % (of outstanding)

2.74%

Guaranty Purchase % (cumulative) †

4.88%

Charge-Off % (cumulative) †

1.86%

Paid in Full % (cumulative) †

20.35%
† Disbursed, Guaranty Purchase, Charge-Off, and Paid in Full rates above reflect FY2020+ loans, which are still young. Defaults and payoffs both build over a loan's life, so these figures understate eventual through-cycle outcomes. For seasoned, dollar-based credit rates, see Credit Performance.

Geography & Approval Trend

Loading...
Loading...

Breakdowns by Dimension

By Loan Size
No Results

By Term Length
No Results

By Rate Type
No Results

By Business Age
No Results

By Industry (Top 10)
No Results

By Project State (Top 10)
No Results

By Lender (Top 10)
No Results

Loan Status

How every approval in the current filter resolved, from the broad performance bucket down to the exact SBA status code.

Portfolio composition. Every approval grouped as performing, non-current, deferred, or cancelled / not disbursed:
No Results

Detailed status. The exact SBA loan-status code recorded for each loan:
No Results

Source: SBA 7(a) FOIA dataset. Years are SBA fiscal years (Oct 1 to Sep 30), the convention SBA and lenders report on, so these figures tie to SBA's published totals. FY2026 is a partial year, with approvals through Mar 31, 2026 so far. A 25-year or longer (300-month) maturity is the strongest available signal of a real-estate-purpose 7(a) loan, since only real-estate loans can run that long; the FOIA data has no property-type field, so the Real Estate quick filter and 25yr+ figures are a proxy, not a label. Percentages are by loan count. Charge-Off %, Guaranty Purchase % (SBA-purchased plus charged-off), and Paid in Full % are cumulative, measured against disbursed loans. Delinquent / Past Due % is a point-in-time snapshot measured against loans still outstanding (it excludes loans already paid off or charged off, which cannot be past due). Disbursed % is measured against all approvals in the current filter. Deferred loans (payment relief) are reported as their own category, not as problem loans. Note: recent vintages are young, so realized charge-off and purchase rates understate eventual through-cycle losses; see Credit Performance for dollar-based, seasoned-vintage rates.